Insurance Services through Campbell Irvine

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It is essential that you have adequate travel insurance for the duration of your stay. Please note that many household polices and conventional travel polices do not provide adequate cover for volunteer projects and working overseas. In the unlikely event that you do have an accident you must be covered for all contingencies including medical emergency air evacuation.

GVI has arranged travel insurance with AXA Insurance (UK) Plc* through GVI’s preferred insurance broker Campbell Irvine, who have been involved in arranging specialist travel insurance for over 30 years. The GVI policy is unique, as it has been specifically designed to cover every activity automatically included as part of the GVI expedition/project.

This single trip policy is available to anyone, no matter where they reside in the world, with repatriation back to the home country, not just the UK, subject to the appropriate premium having been paid. The policy has extensive coverage with a 24-Hour Worldwide emergency Medical Service provided by Specialty Assistance, experts in providing friendly and professional emergency help.

Please note that if you chose not to take our recommended insurance then we require written confirmation that you have an alternative policy that provides cover, which is as comprehensive as our own.

If purchasing directly with Campbell Irvine please specify that you are traveling with GVI to ensure full coverage.

For full details of the policy, what it includes and to purchase cover, please click here or call Campbell Irvine directly quoting GVI on 01737 223 687.

ABI CODE OF PRACTICE

Before you purchase this insurance we are requested to bring to your attention a number of important aspects concerning the travel insurance offered. Campbell Irvine are the broker for this insurance and cannot take responsibility for non-disclosure of information to the insurers, please pay particular attention to the boxes below.

The Policy Document contains the full details of what is and what is not covered. Please read it carefully to ensure you understand the cover provided. If you would like to see a specimen please request this from Campbell Irvine and a copy will be made available prior to purchase.

Health

The Insurance coverage excludes some Preexisting Medical Conditions. If travel may be dependent on a Preexisting Medical Condition from which you, or any person upon whom travel depends (such as a relative) is suffering, contact the Medical Helpline on: UK 0844 892 0954

Conditions, Exclusions and Warranties

These limit or restrict the cover provided. Some apply to all sections of the insurance whilst others only apply to specific sections.

Complaints

This Insurance contains a procedure which you should follow if you wish to make a complaint.

Claims for Personal Baggage

This Insurance does not provide cover on a 'new for old' basis, which means that deductions for age, wear and tear will be made where appropriate.

Date Recognition Failure

The Insurance contains an exclusion for some losses arising from the failure of equipment to correctly recognise the calendar date, such as the change to the year 2000.

Sums Insured or Limits

All sections of the Insurance have a limit on the amount the Insurer will pay. Some sections have internal limits such as the amount the Insurer will pay for any one item or the amount of all valuables (including photographic equipment).

High Risk Activities

The Insurance may not cover you when you take part in certain activities not organised through Global Vision. You must check that the Insurance covers your requirements.

Excesses

Under most sections of the Insurance, claims will be subject to an excess of £50. This means you will be responsible for paying part of the claim.

"Cooling Off Period"

If the Insurance does not meet your requirements you may return the documentation within 14 days of the purchase or prior to travel if this is sooner and, provided no claim has been made, obtain a refund.

Reasonable Care

You are required to take all reasonable care of yourself and your property and to act at all times as though you are not insured.

Jurisdiction

The Insurance will be subject to English Law unless otherwise agreed.

NB:

If you reside in North America you will need Worldwide insurance. If you do not reside in North America, but will be transiting through North America you will be allowed to spend up to 24hrs in North America for a trip of less than 2 months and up to 5 nights in North America for a trip of over 2 months without the need for a Worldwide policy.
Please be aware that the policy offered is a single trip policy and will be void if you return to your home country.
If you chose not to purchase Campbell Irvine insurance, please check the wording of your policy carefully as you may not be covered for manual or volunteer work, which may be involved with your program.
From time to time Global Vision International (GVI) may add, change or substitute activities on offer at its Expedition Bases and Projects. Campbell Irvine, will cover all activities that are officially offered to participants as an included part of the expedition/project regardless of what may have been offered at time of insurance purchase or expedition booking. GVI will not be held responsible for additional activities that you are unable to participate in due to your chosen insurer not covering the activity/activities. This applies whether or not the activity was offered at the time of booking. Where GVI, its staff or contractors become aware that a person does not have sufficient insurance coverage for an activity, that person shall be precluded from the activity. GVI cannot be held responsible for knowing what activities are and are not covered by your insurance; this responsibility shall rest entirely with you, the client. GVI will not knowingly allow you to participate in any activity for which GVI knows you do not hold sufficient insurance coverage.
Axa Insurance (UK) PLC and Campbell Irvine are authorised and regulated by the Financial Services Authority. Axa’s Registration No. 202312. This can be checked on the FSA's register by visiting the FSA's website at www.fsa.gov.uk/register or by contacting them on +44 (0) 845 606 1234. Registered in England. No. 78950. Registered Office, 107 Cheapside, London EC2V 6DU). A member of the AXA Group of Companies.